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Family Owned & Operated

If you feel overwhelmed by debt and are losing hope, I'm here to help you find a solution. Maybe you've had a loss of income, an unexpected house or auto repair that set you back, or you've been sick and have medical debt. Perhaps you're behind on tax debt. Childcare is expensive, and so are groceries. Often, clients just can't make enough money to catch up, no matter how hard they work. Credit card bills pile up fast, and the stress of missing mortgage or car payments can keep you up at night and ruin your days and your relationships. You are not alone.


As a Board Certified Bankruptcy Specialist, I'm here to guide you through your options and get you back on track. I offer a free, confidential, no-obligation consultation so we can talk about the differences between Chapter 7 and Chapter 13 and answer all your tough questions. My job is to help you make the right decisions for you.  Life can be rough, and sometimes, we just need a helping hand and a fresh start. 

Fax : (910) 763-3833

Address : 107 Chestnut St, Wilmington, NC 28401

Schedule a Free, Confidential, No-Obligation Consultation

Thanks! We Will Get In Touch With Your Shortly.

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107 Chestnut Street
Wilmington, NC 28401

© 2021 Steven P. Richards

We are a debt relief agency. We proudly help people file for bankruptcy protection under the bankruptcy code.

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Proudly Serving Wilmington, Southport, Leland, Castle Hayne, Calabash, Oak Island, Shallotte, Bald Head Island, Supply, Winnabow, Boiling Springs Lake, Bolivia, Surf City, Hampstead, Burgaw, Holden Beach, Wrightsville Beach, Carolina Beach, Kure Beach, Pleasure Island, Topsail Beach, Holden Beach, Sunset Beach, Ocean Isle Beach, Whiteville, Elizabethtown, Kenansville, New Hanover County, Pender County, Brunswick County, Duplin County, Bladen County, Sampson County, Columbus County and Onslow County

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